Fixed Rate Loans

Loan Program

Detail

Key Benefit

Basic 30/25/20/15 or 10 year fixed rate loan

Stability of a fixed payment over the term of the loan

Low rates and very low risk

 Adjustable Rate Mortgages

Loan Program

Detail

Key Benefit

ARM

(Adjustable rate Mortgage)

Low rate that can adjust up or down depending on market fluctuations

Lower rate compared to the fixed rate products

Fixed Period ARM

Fixed rates available in increments of 3, 5, 7 or 10 years. The rate then adjusts based on the current financial index.

Low start rate over the fixed period

FHA Mortgages

Loan Program

Detail

Key Benefit

Government Insured, rate & term, cash out, fixed and adjustable.

High LTV, low credit score with mortgage insurance

Great rates, high LTV and lower credit scores.